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Pay With Finance
At Hamstead Plant we provide our clients with numerous financing options in order to meet your specific needs. Simply click "ENQUIRE" provide your contact details along with any relevant information and we will assist.
- Most applications get a decision within minutes
- Zero deposit deals available
- Specialising in construction machinery and capex
How We Make It Easy
We make it easy for you to sell your machinery without the headache.
Finance FAQs
Which lenders do you work with?
We have established, direct relationships with the industry’s leading asset finance providers & brokers, including BNP Paribas and Close Brothers and many more. This allows us to offer our customers competitive rates and flexible terms that are specifically designed for the construction and plant industry.
How does the finance process work at Hamstead Plant?
It’s simple. Once you’ve chosen your machine whether it’s a new Sunward or a used model, we submit your details through our direct channels with our lending partners. Because we work closely with these banks, we can often get a decision much faster than if you went through a general high-street lender.
Can I get finance on used machinery?
Yes! While some lenders shy away from older kit, our partners understand the value and longevity of heavy plant. We can facilitate finance for both brand new Sunward equipment and our range of quality used machinery.
What are the benefits of financing through your partners?
- Preserve Cash Flow: Keep your capital in your business for day-to-day operations.
- Tax Efficiency: Payments can often be offset against taxable profits.
- Fixed Payments: Know exactly what is going out each month with fixed interest rates.
- Tailored Terms: We can often look at "seasonal payments" or "VAT deferrals" depending on your business needs.
Is it better to finance a New Sunward or buy Used?
That depends on your workload. A New Sunward comes with a full warranty and the latest tech, often attracting lower finance rates because it's a new asset. However, a Used Machine has a lower initial price point. Our team can give you quotes for both so you can see which monthly payment fits your budget better.
Do I need a big deposit?
Our lending partners are flexible. We can discuss "low-deposit" options depending on your business's credit profile and the type of machine you are purchasing.
Finance Disclaimer:
Hamstead Plant Ltd is an equipment supplier and is not a credit broker, financial advisor, or lender. We are not authorized or regulated by the Financial Conduct Authority (FCA). All finance services are outsourced to third-party lending partners, including but not limited to BNP Paribas and Close Brothers. All finance is subject to status, credit approval, and the terms and conditions of the specific lender. We recommend that you seek independent financial advice before entering into any credit agreement.
